HOA Capital & Loan Assistance


Professional HOA Lending Partner Matching Services

  • Get one-on-one, HOA lending consultation
  • Streamline loan options to help upgrade your community
  • Enjoy direct access to extensive HOA lending networks and competitive vendors
  • Let us handle the complicated approval process
HOA CapitalLearn More »

Who We Are

Part of what makes for proficient property management is doing whatever it takes to maintain the most livable, inviting, and functional living environment for your residents and community. At HOA Capital, we help in any way we can to ensure that your HOA property receives the necessary funding and financial solutions it needs to thrive.

With our vast experience in both HOA lending assistance and property management, we understand what it takes to quickly and efficiently allocate funding to contribute to an effective HOA capital improvement plan, from both a financial and managerial perspective.

Matthew Gassen

Matthew Gassen

Matthew is a Co-Founder at HOA Capital. He is a former commercial lender who specialized in real estate investment and association financing. His family’s experience in the association management industry and his background in finance presented him with the need for a consulting advocate in the HOA lending space. He is passionate about presenting people solutions to their problems to create long-term success. He is also enthusiastic about the outdoors and spending time with his family.

Kirk Gassen

Kirk Gassen

Kirk is a Co-Founder at HOA Capital, as well as the second-generation owner of Gassen Company, which has served the Property Management industry for over 50 years. His commitment to the family business and developing a family culture with HOA Capital and the Gassen Team is his passion. Prior to joining the Gassen Team in 2004, Kirk was the Industrial Sales Manager at Monterey Mills in Janesville, Wisconsin, from 1998-2004. During his tenure there, Kirk opened new markets in Canada and other manufacturing companies throughout the United States and Mexico.

Kirk is an active member of the Minnesota Chapter of the Community Association Institute. In addition to serving on the board of directors there, he is also one of the chapter’s past presidents. Kirk also serves on the Board for Christian Cross Ministries. Kirk attended the University of Wisconsin at LaCrosse from 1984-1988 and obtained his CMCA through CAI in 2003 and AMS in 2006.

Our Process

We’ll start by setting up an initial consultation with you to assess what repair, maintenance, or construction projects you’re looking to undertake, as well as evaluate a proper budget and timeline to complete your plan.

Once we’ve finalized an official HOA capital improvement plan that outlines a thorough financial breakdown of how any HOA funding will be allocated, we’ll get to work right away, consulting with our extensive network of HOA lenders until we find the bank that’s most accommodating to all of your financing requirements.

After that, it won’t be long until you receive the funding you’re looking for, and you can stay focused on creating the most accommodating living environment for your residents and the community you serve!

Get Custom HOA Loan Options From HOA Capital

Stop worrying about financing and start dreaming of upgrading your property! When you need custom HOA loan options that best suit your financial and construction needs, contact HOA Capital to get started on your loan proposal request today, or give us a call at 952-836-9593 to learn more about all of our HOA financing services.