Our Story Â
HOA Capital was born from a shared vision - rooted from extensive experience in both HOA Management and Commercial Lending. With over two decades of experience from Kirk Gassen and a strong background in financial services across our team, we recognized a nationwide gap in funding solutions for HOAs.
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As the company grew, we aligned our family legacy with industry know-how to streamline the loan process for associations. Today, HOA Capital provides a streamlined funding solution for capital improvement projects, leveraging our broad network of lenders to match each unique association - whether it is a Midwest Single-Family Community, East Coast Condominium Association, or West Coast Townhome - with the right loan.
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We pride ourselves on being more than just a loan intermediary - we serve as a trusted partner to HOA Boards and Community Managers. From project timeline coordination, lender outreach, board & community presentations and closing coordination, our team supports every step making the financing process easier.
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Our mission is simple: to empower associations with the resources they need to enhance and protect their communities - without the unnecessary financial strain on homeowners.
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To date, HOA Capital has reached associations in 27 of the 50 states and has access to lend to all 50 states.

Meet Consulting Associate, McKenna Yeager
McKenna joined the HOA Capital team in 2023 as a Consulting Associate. Before arriving at HOA Capital, her experience included several years in the banking industry, with a primary focus on consumer and commercial lending. This previous experience allows her to effectively communicate with banks to help find the best solution for each client’s needs. Today, McKenna works alongside Matt to help connect lenders and HOAs across the nation, in hopes of assisting communities with finding the resources necessary to make capital improvements. Outside of work, McKenna enjoys spending time with her friends, family and dogs.

Meet Founder, Kirk Gassen

Kirk Gassen has been apart of the property management industry since his father founded Gassen HOA Management in 1969. He is the second generation owner of Gassen Company and has a passion for redefining association property management industry through client centric service. Prior to joining the Gassen team in 2004, Kirk was the Industrial Sales Manager at Monterey Mills in Janesville, Wisconsin from 1998-2004. During his tenure Kirk opened new markets in Canada and other manufacturing companies in the United States and Mexico.
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When our team addressed the lack of resources for HOAs regarding financing, our team launched HOA Capital with the hope that it would assist HOAs across the nation to reach their full potential in regards to capital improvement projects.
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